Modern Banking
Infrastructure
for Africa's Innovators
Specie provides the financial building blocks for Africa's next generation of businesses. Our API-first approach lets you embed banking features directly into your product across the continent.
Multi-Currency Accounts
Offer accounts in Naira, Cedis, Shillings, Rand and more with local payment rails.
Cross-Border Transfers
Move money across African borders in seconds with competitive FX rates.
GET /api/v1/accounts
Authorization: Bearer {token}
{
"status": "success",
"data": [
{
"id": "acc_123",
"currency": "NGN",
"balance": 2450000
}
]
}
Robust API Services
Integrate our powerful banking APIs for payments, accounts, and financial services across Africa.
Compliance & KYC
Automated KYC and regulatory compliance across multiple African jurisdictions.
Banking Features Built for Africa
Everything you need to build exceptional financial experiences for Africa's diverse markets.
Multi-Currency Support
Support for major African currencies including Naira, Cedis, Shillings, and Rand with real-time FX rates and cross-border capabilities.
Mobile Money Integration
Seamless integration with popular mobile money providers across Africa including M-Pesa, MTN Mobile Money, and others.
Pan-African Payments
Access to local payment rails across multiple African countries, enabling efficient domestic and cross-border transactions.
Regulatory Compliance
Built-in compliance with financial regulations across multiple African jurisdictions, including automated KYC and AML checks.
USSD Integration
Reach more customers with USSD banking capabilities, allowing transactions without smartphones or internet connectivity.
Agency Banking
Enable your customers to access financial services through a network of agents across rural and urban areas.
How Specie Works Across Africa
Start in your primary market and seamlessly expand across the continent.
Connect with our API
Integrate our APIs designed specifically for African markets, with built-in support for local requirements.
- Support for major African currencies
- Mobile money and USSD integration
- Localized developer resources
- 24/7 local support team
Configure Your Services
Set up accounts, payment methods, and banking services tailored to your specific African markets.
- Country-specific configurations
- Local payment method support
- Compliance templates by country
- Customizable KYC workflows
Launch and Scale
Go live quickly in one market, then seamlessly expand to other African countries as you grow.
- Gradual multi-country rollout
- Centralized regulatory monitoring
- Cross-border capabilities
- Localized customer support tools
Where Can We Help
Specie provides banking infrastructure across these African nations, enabling seamless financial services for 1.3 billion people.
Ready to Transform Finance Across Africa?
Join innovative companies that are building the future of financial services for Africa's 1.3 billion people.